Are you wondering if you can sell your house after it has flooded? Is water damage preventing you from selling your home or investment property? At Home Buyers of Savannah, we buy houses in Savannah, GA, no matter the condition—water damage or not.
Why go through the arduous process of convincing a buyer to overlook water damage when we’ll give you a fair cash offer and close quickly? Here’s our advice on what to do when your house floods.
Safety First
The first thing you should do in any adverse situation is assess threats to your safety and the safety of others. Water and electricity make for a dangerous combination. If you have any doubts about entering a home with standing water, don’t. Call emergency services immediately if you identify live power lines or other serious hazards. After alerting the authorities, contact your insurance company. Initiating a claim early is simple and ensures the situation is on their radar.
Once it’s safe to enter, take thorough pictures of the damage. Record a video and narrate what you’re seeing so the adjuster can follow along. There’s no such thing as too much documentation when filing an insurance claim. Be sure to capture water lines on walls, mold zones, erosion, rotten wood, and any other signs of water damage.
Submit an Insurance Claim
Organize, label, and submit your photos, videos, and supplemental documentation. Put yourself in the shoes of an insurance adjuster and make their job easier. Submit a claim for all the damage—don’t hold back because you think something might get denied. Even if the claim is denied, you can appeal. Sometimes, additional photographs and explanations are enough to push an insurance claim through.
Move or Stay?
If your home is uninhabitable, you may have to move. For many, this triggers the decision to sell. If that’s the case, give us a call. We’ll help you identify what you want to salvage and take care of the rest. Depending on the status of your claim, we can help with that too. If you’ve decided not to deal with insurance and just want to offload the burden, we’ve got you covered. Whatever your decision, we’ll make the process simple so you can focus on other challenges.
If you attempt to repair everything yourself and list it on the open market for top dollar, you’ll still need to disclose the damage to prospective buyers. For many buyers, water damage is a deal-breaker, and lenders might refuse to finance a water-damaged property.
Consider Selling for Cash
Repairing water damage can be a nightmare. Insuring a property with a history of flood damage can be a major headache. Explaining the damage to prospective buyers takes time, and there’s no guarantee anyone will see past it. If all that sounds like a hassle, give us a call. We buy houses off-market, with cash, and discreetly. We’re no strangers to flood-damaged homes and are well-equipped to purchase yours.
How the Process Works
We make selling your home easy with these steps:
- Call us, provide your information, and schedule a home inspection—usually within 60 minutes.
- We present you with a fair cash offer. We pay closing costs and don’t charge commissions, so the offer we make is close to what you’ll take home at closing.
- We close on your timeline. Whether you need seven days or seven months, you decide when to close.
Sell Your Flood-Damaged Home Today
Now that you know how to sell a house that has flooded, you can see why Home Buyers of Savannah is your best option. Whether you’re trying to avoid foreclosure or need help selling a home no one wants, we provide fast and fair relief. Start the process today by calling (912) 513-8744.
